About Us | Huntington (2024)

Huntington is a full-service banking provider primarily operating across an eleven-state banking franchise of Ohio, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Pennsylvania, West Virginia, and Wisconsin. Our “Welcome” philosophy centers around deep relationship-building capabilities to best meet each customer’s specific needs. We serve our customers through a banking network of over 1,000 full-service branches, including 11 Private Client Group offices, and over 1,600 ATM locations.

Huntington Bancshares Incorporated provides:

  • Full-service commercial, small business, and consumer banking services
  • Mortgage banking services
  • Treasury management and foreign exchange services
  • Equipment leasing
  • Wealth and investment management services
  • Trust services
  • Brokerage services
  • Customized insurance brokerage and service programs

Through automotive dealership relationships within our primary franchise area and select other states, Huntington also provides commercial banking services to the automotive dealers and retail automobile financing for dealer customers.

About Us | Huntington (2024)

FAQs

Is it hard to get a personal loan from Huntington Bank? ›

Huntington Bank's application process for personal loans is straightforward, especially for current customers. An advantage is the ability to check rates without affecting your credit score. A full application will involve a hard credit inquiry, which can affect your credit score.

Why won't Huntington let me overdraft anymore? ›

The bank systematically evaluates your ability to overdraft based on a variety of factors such as tenure, deposit frequency, overdraft history, bankruptcy history, etc. The bank pays overdrafts at our discretion and does not guarantee that we will always authorize and pay any type of transaction.

How to get $400 dollars from Huntington Bank? ›

Huntington Bank Perks Checking - $400

If opening an account online, you must open it through the checking account promotion page; otherwise, the bonus will not be applied. Receive a qualifying direct deposit: Receive a qualifying direct deposit within 90 days of account opening.

How much does Huntington allow you to overdraft? ›

Under our standard overdraft practices: We will charge you a fee of up to $15.00 each time we pay an overdraft, up to a limit of three (3) fees per day, and we will not charge the fee unless your account is overdrawn by more than $50.

Is it easy to get a $5,000 personal loan? ›

Requirements for a $5,000 Personal Loan

Some lenders may have a strict minimum credit score requirement, while others may be willing to approve you with a lower credit score. You will also need to have a source of income and a history of paying bills and past debts on time.

What bank personal loan is easiest to get? ›

Personal loans with fast approval by banks
BankApproval TimeInterest Rate
CIMB1 day upon complete submission*4.38% - 19.88% p.a.
Maybank1 day upon complete submission*6.50% - 8.00% p.a.
RHB1 day approval and disbursem*nt*8.59% - 13.76% p.a.
Alliance Bank1 day under "Same Day Cash"*4.99% - 16.68% p.a.
1 more row

What bank lets you overdraft immediately? ›

If you prefer to manage your finances online, consider opening an account with online banks that allow you to overdraft immediately, like the Chime Checking Account and the Ally Bank Spending Account.

Does Huntington let you borrow money? ›

At Huntington, we offer personal loans and credit cards that can help you get quick access to cash. If you decide to borrow money, consider using financial options with low interest rates and fees.

Does Huntington let you go negative? ›

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. WHAT FEES WILL I BE CHARGED IF HUNTINGTON PAYS MY OVERDRAFT?

How to get $5,000 cash from bank? ›

If you need to withdraw a significant amount of cash, your best option is to visit a branch in person, withdraw cash with purchases, or visit the ATM on multiple days.

What app will let me borrow $250 instantly? ›

Brigit is another money-borrowing app that lets you borrow up to $250 without undergoing a hard credit check. You also won't pay interest or hidden fees on the amount you borrow. Brigit customers also get access to identity theft protection, and other financial tools to help level up their financial health.

How many bank accounts should I have? ›

The ideal number of bank accounts depends on your financial habits and needs. You might be happy with just two accounts – checking and savings – or you may want multiple accounts to separate business and personal expenses, share a bank account with a partner or maintain separate accounts for various financial goals.

How to get standby cash in Huntington? ›

How do I qualify for Standby Cash? To qualify for Standby Cash, you need $1,000 or more in monthly deposits to a Huntington personal checking account for three consecutive months, and an average daily balance of $200 or more in your checking account.

How long does it take for an overdraft to be approved? ›

When the arranged overdraft will be available. If your application is successful, your new arranged overdraft or limit will usually be available straight away.

How many times can I overdraft my account? ›

The limit on overdraft fees varies by bank/credit union, but many cap it at four per day. Some banks offer overdraft protection, which can help you avoid fees each time your bank or credit union authorizes transactions greater than your available balance.

What credit score does Huntington Bank use? ›

Your servicer will likely use a FICO® Score, along with other factors, to help determine the new terms of your loan, such as your mortgage rate.

What bank is the easiest to get a personal loan from? ›

The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates they consider people with scores below 640, so even people with bad credit may be able to qualify.

Will Huntington let me borrow money? ›

At Huntington, we offer both unsecured and secured personal loans. Unsecured personal loans allow you to obtain a loan primarily based on your credit report and secured personal loans are based partially on the value of your personal assets, so you can choose the type of loan that best fits your financial needs.

What credit score is needed to get a personal loan from a bank? ›

Payment history is weighed the most heavily in determining your credit score, along with your total outstanding debt. Generally, the required credit score for a personal loan is at least 580. To qualify for a lender's lowest interest rate, borrowers typically need a score of at least 800 and a high income.

References

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